Receiving a letter from the IRS is stressful, but not every notice means trouble. Notices are sent for a wide range of reasons: a math error on a return, a request for additional information, a proposed change to your balance, or a formal notice of intent to levy or garnish wages.

The first thing to check is the notice type, usually printed in the top right corner (for example, CP2000 or CP504). This code tells you what the letter is actually about and what response, if any, is required.

Next, check the response deadline. Many notices give you 30 days to respond or request an appeal before the IRS moves forward with an assessment or collection action. Missing a deadline can limit your options later, so don't set the letter aside.

Finally, avoid responding to the IRS directly before understanding what you're agreeing to. A specialist can review the notice, confirm whether the IRS's numbers are correct, and help you respond in a way that protects your position.

If you've received a notice, send us a copy as soon as possible so we can review it before any deadline passes.